How Zip Works
Browse and shop
Select Zip as your payment method at checkout.
Checkout in seconds
No long forms or impact on your credit score.
Enjoy your purchase!
Pay the first 25% upfront and the rest in 3 installments.
Late fees may apply, subject to eligibility. See complete US terms or Canada terms for more details. Est. payments on product pages exclude taxes, shipping and consumer fees added at checkout. Loans to California residents are pursuant to CFL license #60DBO-110414. Zip is the originator of all loans in CO, NV, MA, and MD. Where indicated, loans in other states are originated by WebBank. All loans subject to approval. Zip Co US Inc. ID 1963958 NMLS Consumer Access.
Eligibility
In order to create a Zip account, you must:
Be at least 18 years old and live in the US
Have a valid and verifiable mobile number
Add a US credit or debit card to your account
Zip is available on SHEIN.com for orders between $2 and $1,000.
Frequently Asked Questions
What is Zip?
Zip is a payment platform that gives shoppers the choice to pay for their purchases via 4 simple installments using a credit or debit card. We automatically split your purchase amount into 4 payments, every two weeks.
Are there any fees to use Zip?
There are no fees when you follow the repayment schedule. See here for more information.
How do I manage my Zip account?
The easiest way to manage your Zip orders is via our app which you can download for iOS or Android , or via the customer portal .
How do repayments work?
Your first installment of 25% of the purchase price is due at the time of checkout. The remaining three installments will be charged automatically to your card every two weeks. Zip notifies customers with payment reminders via SMS and email before each payment is due.
How do returns and refunds work?
If you return your items, Zip refunds the amount you’ve paid to date and cancels future payments. For partial refunds, scheduled installments are reduced/cancelled first, and then paid installments are refunded.
Customer Service
If you have any other questions, or want to get in touch with us click here .
Please see here for our Terms of Service and Privacy Policy .
PLEASE NOTE
If you don’t have sufficient funds available on your payment card or you otherwise do not make your payment when it is due, late fees may apply. See here for more details.
Zip is not available on purchases of gift cards. If you are purchasing gift cards along with Zip eligible products, please make sure you place two separate orders.